13 Types of Insurance for Small Businesses

KEY POINTS Most small businesses could probably benefit from having at least general liability insurance, and businesses that perform a service may also want professional liability coverage. If your business owns any property, and/or you use personal property for your business, you may need a separate commercial property or […] General Liability Quick Quote! Click […]

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Florida’s state-backed Citizens Insurance eying rate hike

TALLAHASSEE, Fla. – With the state-backed Citizens Property Insurance Corp. continuing to see massive growth, regulators Thursday took up a proposal that would lead to double-digit rate increases for Citizens customers across Florida. The proposed increases would vary based on factors such as types of policies. But Brian Donovan, […] Click here to view original […]

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Insurance ‘accountability’ bill signed

Gov. Ron DeSantis on Wednesday signed a bill that supporters say will increase “accountability” in the insurance industry. Lawmakers unanimously passed the bill during the legislative session that ended May 5. It came amid widespread problems in the property-insurance market — and after lawmakers passed measures in recent months […] Click here to view original […]

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What is an insurance deductible?

Getty Images Key points A deductible is the amount of money you are responsible for when it comes to an insured loss or expense. You either have to pay this amount out of pocket, as with health insurance, or it will be deducted from your claims check, as with […] Click here to view original […]

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Does homeowners insurance cover mold?

If you find mold growing in your home, it should be removed immediately. But depending on the extent of the mold, removing it can be expensive. If you’re wondering does homeowners insurance cover mold, the short answer is yes. Mold is common in many homes. According to the Centers […] Click here to view original […]

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Florida imposes 1% emergency fee on insurance policies

TALLAHASSEE — Florida consumers will have to pay an extra 1% for their insurance premiums because of property insurer insolvencies stemming in part from hurricane claims. The assessment comes as property-insurance policyholders throughout the state face soaring premiums. lt also will be collected on a variety of types of […] Click here to view original […]

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Building Insurances

What does buildings insurance cover?

As well as fire, flood, and storm damage to the physical structure of your home, buildings insurance can cover you for: subsidence and heave burst pipes accidental damage gardens and patios swimming pools temporary accommodation if you have to move out of your home while it’s being repaired Check your policy to see exactly what […]

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